:root{--navy:#1B3A6B;--gold:#C9A227;--gold-text:#7A6010;--bg:#FAFAF7;--text:#1A1A1A;--muted:#5A6472;--card:#fff;--line:#E6E3DC}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--text);background:var(--bg);line-height:1.55}
img{max-width:100%;height:auto}
a{color:var(--navy)}
.site-header{position:sticky;top:0;z-index:10;display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.75rem 1.25rem;background:#fff;border-bottom:1px solid var(--line)}
.brand{display:flex;align-items:center;gap:.6rem;text-decoration:none;color:var(--navy);font-weight:800;letter-spacing:.04em}
.brand em{font-style:normal;color:var(--gold-text);font-weight:700}
.nav{display:flex;flex-wrap:wrap;align-items:center;gap:1rem}
.nav a{text-decoration:none;color:var(--text);font-weight:500}
.nav a:hover{color:var(--navy)}
.lang{border:1px solid var(--navy);background:#fff;color:var(--navy);border-radius:999px;padding:.25rem .7rem;font-weight:700;cursor:pointer}
.lang:hover{background:var(--navy);color:#fff}
main{display:block}
section[id]{scroll-margin-top:7rem}
.hero{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.1fr);align-items:center;gap:clamp(1.5rem,4vw,3.5rem);padding:clamp(2.5rem,6vw,5rem) 1.25rem;max-width:1200px;margin:0 auto}
.hero-img{width:100%;height:auto;border-radius:14px;box-shadow:0 20px 50px rgba(27,58,107,.18)}
@media (max-width:820px){.hero{grid-template-columns:1fr}.hero-img{order:-1;max-height:46vh;object-fit:cover}}
.eyebrow{color:var(--gold-text);font-weight:700;letter-spacing:.12em;text-transform:uppercase;font-size:.8rem;margin:0 0 .75rem}
h1{font-size:clamp(2rem,5vw,3.25rem);line-height:1.1;color:var(--navy);margin:0 0 1rem;max-width:18ch}
.lead{font-size:1.2rem;color:var(--muted);max-width:55ch;margin:0 0 1.75rem}
.btn{display:inline-block;background:var(--navy);color:#fff;text-decoration:none;padding:.8rem 1.4rem;border-radius:6px;font-weight:600}
.btn:hover{background:var(--gold);color:var(--text)}
.section{padding:clamp(2.5rem,6vw,4.5rem) 1.25rem}
.section>*{max-width:1100px;margin-left:auto;margin-right:auto}
.section.alt{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
h2{color:var(--navy);font-size:clamp(1.5rem,3vw,2rem);margin:0 0 1.5rem;position:relative;padding-bottom:.6rem}
h2::after{content:"";position:absolute;left:0;bottom:0;width:3rem;height:3px;background:var(--gold)}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:1.25rem}
.card{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:1.5rem}
.card h3{margin:0 0 .5rem;color:var(--navy)}
.card p{margin:0;color:var(--muted)}
.table-wrap{overflow-x:auto}
table{width:100%;border-collapse:collapse;min-width:480px}
th,td{text-align:left;padding:.75rem .6rem;border-bottom:1px solid var(--line)}
th{color:var(--navy);font-size:.85rem;text-transform:uppercase;letter-spacing:.06em}
.note,.muted{color:var(--muted);font-size:.95rem}
.site-footer{display:flex;flex-wrap:wrap;justify-content:space-between;gap:.75rem;padding:1.5rem 1.25rem;font-size:.9rem;color:var(--muted);border-top:1px solid var(--line)}
.site-footer nav{display:flex;gap:1rem}
.legal{max-width:760px;margin:0 auto;padding:2.5rem 1.25rem}
.legal h1{font-size:2rem}
.legal h2{font-size:1.2rem;margin-top:2rem}
.legal .en-note{background:#fff;border-left:3px solid var(--gold);padding:.6rem .9rem;color:var(--muted);font-size:.9rem}
@media (max-width:700px){.site-header{flex-direction:column;align-items:flex-start}.nav{gap:.75rem}}